Security & Trust

Licensed Partners

Cardfornia is a technology company; regulated payment, custody and card-issuing activities are performed by our licensed partners. Below are the licences and registrations they hold across major jurisdictions.

Partner Licences & Registrations

Hong Kong

Money Services Operator (MSO)

Regulator: Customs & Excise Department

Hong Kong

Regulated Activities Type 1, 4, 9

Regulator: Securities and Futures Commission (SFC)

Hong Kong

Trust or Company Service Provider (TCSP)

Regulator: Companies Registry

Hong Kong

Money Lender Licence

Regulator: Licensing Court

United Kingdom

Authorised Payment Institution (API)

Regulator: Financial Conduct Authority (FCA)

Poland

Small Payment Institution

Regulator: Polish Financial Supervision Authority (KNF)

Switzerland

SRO Membership

Regulator: VQF Self-Regulatory Organisation

United States

Money Transmitter Licences (multi-state)

Regulator: FinCEN & state regulators

Canada

Money Services Business (MSB)

Regulator: FINTRAC

UAE · DIFC

Category 3D Licence

Regulator: Dubai Financial Services Authority (DFSA)

British Virgin Islands

Approved Investment Manager

Regulator: BVI Financial Services Commission

Licence details are published by our partners on their own compliance pages and are subject to change. Cardfornia is not itself a licensed financial institution.